Podcasts for Your Brain

Ever since a fellow former-roller derby entrepreneur friend introduced me to the world of podcasts as a form of not only entertainment but a potential way to share an idea I’ve been kicking around, I have been an avid listener of them on any commute.  Now, I know I’m way late to this podcast party, so I’ve been catching up on podcasts that are YEARS old but that doesn’t make the information in them any less useful.  Below I share with you some of my favorite

Fun learnings: Stuff You Missed in History Class, Stuff You Should Know, Serial

Business learnings: Introvert Entrepreneur, Design Matters, The Accidental Creative

Money learnings: So Money  (I’ve tried a few other podcasts for finance but they’ve bored me to tears, so if you have a good one you like, comment below!)

A neat tip I learned on some podcast or business blog I can’t remember, by increasing the playback speed of the podcast, your brain actually does good things (yeah, there were more scientific things said to back this up but I don’t recall what they were).  They suggested listening to them at 2x speed – I’ve gotten up to 1.5x speed because it’s still enjoyable at that increase – I found 2.0 too much for my liking.

So definitely check those out, and comment below if you’ve got favorites of your own!

Jessie Does. . . Finances?

I hate to be one of those people who goes around saying “I heard on this podcast that ____.” but. . . I heard on this podcast, actually several podcasts, that retirement before 40 is a legitimate possibility if you actually plan and pay attention to your finances.  Sounds insane, right?

So now I have this crazy dream in my head to have enough money in savings and investments to be able to “retire” by 40. I’m 31 now and am in “ok” financial state when compared to peers my age who are still paying off student loans or crazy credit card debt. I’ve got a well-paying job that I don’t despise, no kids, no mortgage, no insane credit card debt, an affordable car that’s nearly paid off, and good health benefits so I’m off to a good start.

Come 2016 I’ll be implementing everything I learn from podcasts, blogs, books, and just good old-fashioned conversations to see if this whole retiring in 9 years is truly feasible.  I’m hopeful, but of course not merely blindly trusting.

I’ll be using my blog to document my path from debt, to becoming debt-free, to saving, and then hopefully investing!  I’ll share all my nitty gritty details with you like my current finances, my spending, and the steps I’m taking to remedy my bad money habits.  It’s not easy calling yourself out on your BS, let alone sharing it with whatever tiny part of the internet reads it, but I’m doing this for anyone else out there like me.  I’m tired of the consumerism hustle and I want to be free from working for the man; I don’t think I’m alone in that!

Stay tuned for my very first expose – on my own finances – this Friday!  I’ll be sharing with you the first step in taking control of your financial future.

Because. . . damn the man, save the empire!

“She turned to the sunlight And shook her yellow head,And whispered to her neighbor- -Winter is dead.”

(Preliminary disclaimer, I am in NO WAY a financial adviser.  In fact, you’ll see first-hand that I’m not with each post, but that’s the whole point, come learn WITH me!)

FWB – Women-Owned Businesses – SBA Website

(This post is from another Jessie blog, Fourth Wave Business, and is republished here for your enjoyment!)

Good afternoon!

Today I thought I’d share something just for the ladies (sorry, gentlemen, you’ll just have to find your own resources!).

This is a FANTASTIC website from the Small Business Administration aimed solely at female business owners or women who are thinking about starting their own businesses.

Check out the website here.  They’ve got plenty of resources and have great direction for wherever you are on your planning/running path.

Ok ok, I concede. . .  I suppose men could use these resources as well. . .

So go!  Go be one with the business learning!

FWB – National Mentoring Month – What SCORE Can Do for You

(This post is from another Jessie blog, Fourth Wave Business, and is republished here for your enjoyment!)

Hello, friends!  Did you know that it’s National Mentoring Month in January?  I sure didn’t!

Check out this article on just what a mentor is and what they can do for you and your budding small business.  Even if you just have an idea and need some input, a mentor is a great way to see if entrepreneurship is something for you.

If you haven’t heard of SCORE yet I would highly recommend scooting over to their site to check it out.  You can join a local chapter or get in contact with a retired entrepreneur to help mentor you through the business-starting process – how cool is that??

The SBDC is a really great resource too – face to face counseling for FREE??  Yes please!

Go, go and be one with these resources.  Use them for all their worth and gain more knowledge on your own quest for entrepreneurial domination!

FWB – SBA – Small Business Administration – What they can do for you

(This post is from another Jessie blog, Fourth Wave Business, and is republished here for your enjoyment!)

This. . .  This right here is an AMAZING tool for those of you wanting to start or are already running a small business.  It gives you access to videos, training and even chat counseling.  REAL COUNSELING!  On the internet!  FOR FREE!!!  How can you pass that up??

Do yourself and your budding business a favor and browse that site.  Share what you learn with others, too!

Yay helpfulness!

FWB – Write

(This post is from another Jessie blog, Fourth Wave Business, and is republished here for your enjoyment!)

Hooray more blog posting!  I started this blog with the intention to write something every day.  As we can all see, this did not pan out.  I tried/am trying!  But it’s hard to come up with something every day.  I don’t want to just write fluff – I want to document my actual journey to entrepreneurial domination and create posts that genuinely help others.  But alas, that’s more difficult than it sounds.

Today I share some inspirational tips from one of my favorite authors, Neil Gaiman.  Here he outlines his 8 Rules of Writing. The first three are something I’m going to try to apply to my writing here.  Write, one word after the other, and FINISH!  I can do this!

You may think that writing has nothing to do with starting your own business but think a little more about it.  What are you doing when you sit down to work on your business plan?  Writing!  What steps do you need to take to actually get your business up and running?  These tips apply!  I promise!

So read the rules – think about how they can be used in your business ventures – and maybe write some of your goals down, just to see where you are along your journey.

Hope to see you back here soon!  Let’s see if I can stick with this ‘every day’ thing.

FWB – Women in Business

(This post is from another Jessie blog, Fourth Wave Business, and is republished here for your enjoyment!)

This is a great place for resources – from business plans to accounting Excel sheets – super great!

I’m currently the Vice President of my local chapter of the American Business Women’s Association for the 2014 year.  It’s a lot of leadership skill practicing – in a safe and encouraging environment (I SO appreciate that!).  Through ABWA I’ve found a really great group of ladies to practice my business skills with – they taught from the ground up how to be successful and be taken seriously as an adult.  (I totally struggle with the whole adult thing. . . it’s so weird, I don’t feel like one so it’s more like I’m playing an adult rather than being one.)

If you happen to be of the female persuasion I highly recommend checking out your local chapter of really any women’s business group – there’s quite a few to choose from.  Even if you’re of the male persuasion most women’s groups accept men and it’s a really great opportunity to learn about other views and different skills.

That’s all I got today.  It’s short and sweet and hopefully HELPFUL!

FWB – The Almighty Business Plan

(This post is from another Jessie blog, Fourth Wave Business, and is republished here for your enjoyment!)

If you’re ready for a snooze feel free to read this less-than-sparkling ’10 Steps to Start Your Own Business’.  Way to kill my entrepreneurial spirit with some boring and totally un-fun tasks. . .  Dammit. . .  I have to admit the eventual truth that actually starting your business isn’t likely to be a sunshiney picnic.  It’s a lot of work – and a lot of technical stuff.

I’m a creative person – my brain shuts down when I see too many words or numbers.  Throw some shiny colors my way and you’ve got my full attention!  I like to be hands-on in my learning which has caused a lot of grief since most information is written – blogs, books, articles and interviews.  So what’s a creative individual to do when it comes to step one – writing a business plan?

Well, you get CREATIVE!  Find other sources, seek out someone with a similar style and find out what THEY did.  I stumbled upon this really awesome and super handy (seriously SUPER)workbook.  It’s really simple – not at all intimidating.  It breaks a business plan down step-by-step and makes the workload seem totally doable.  I am no longer overwhelmed!  Phew!

I’ve been using this business plan workbook for the past businesses that I’ve started and it’s really helpful.  When I get off course I can simply refer back to my ‘Pre-stress sparkle thoughts’ and regain focus to remember WHY I’m doing it.  Do yourself a favor and read or print this bad boy.  It’s a great tool to utilize that will help you conquer the Almighty Business Plan!  And dudes, it’s FREE.  Win!

I hope this helps!  Have a bitchin day!